Shilpesh Rathod

Shilpesh Rathod is the founder of All Finance Knowledge, a website dedicated to simplifying personal finance for everyday readers in India. He holds a Bachelor of Commerce (B.Com) degree and professional banking certifications including JAIIB and CAIIB, along with 19+ years of hands-on experience in the banking sector — working closely with savings products, investments, loans, and financial planning. Shilpesh writes about mutual funds, SIP investing, loans, and beginner-friendly personal finance topics, drawing on his real-world banking background to make complex money concepts practical and easy to understand.